What's your next dream car? Let's get you approved

How it works - 4 simple steps

  • 1. Fill in and submit the online form

    Fill in and submit the online form to help us identify your borrowing capacity.

  • 2. We'll contact you

    Fill in and submit the online form to help us identify your borrowing capacity.

  • 3. Get approved

    We'll notify you once your loan has been approved.

  • 4. 100% customer satisfaction

    We strive to provide and tailor the best loan product and services to suit your needs.

Get a quick Car loan quote
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Note: Results from this calculator should only be used as an indication. Results do not represent a pre-qualification or a quote for a loan. Full details of your loan would be provided to you in your contract. Please consult your financial adviser before taking out a loan.

You're only an application away from owning your dream car

There's nothing more exciting than buying a car. Whether it's brand new or a pre-owned vehicle, we understand that unique feeling when you get behind the wheel of your car for the first time.

The biggest challenge is financing such an important purchase. Ideally you'll want a car loan that offers more than just a low competitive rate. AtSydney Mortgage Options, we can even assist with dealer and private sales.

  • Quick and easy application process
  • New and used car loans
  • Borrow as little as $7,500
  • Low interest rates
  • Loan terms of up to 7 years
  • Residual/balloon payments
  • Flexible repayment options
  • Quick pre-approvals
  • We refinance existing car loans, saving you money

Keen to find out what your repayments are? Try our car loan calculator to work out your estimated repayments.

  • Fast approvals
    Fast approvals

    Ready to apply? Our application process is quick & easy.Why not get started today?

  • 100% Finance
    100% Finance

    Don't have a deposit? We can help you finance up to 100% of the purchase price. Ask us how.

  • Dealer finance
    Dealer finance

    0% interest rates offered by dealerships may seem attractive, but beware. Always read through the fine print. When shopping around, compare the monthly repayments, not just the interest rates.

  • Balloon payments
    Balloon payments

    Borrowers can choose to pay a lump sum of the total loan amount borrowed at the end of the loan term. This will reduce your monthly repayments.

  • Chattel mortgage
    Chattel mortgage

    Chattel Mortgage options are a great choice for businesses that account for most of their trade in cash. So if you are a sole trader or partnership and your cash business needs to expand with the use of a company vehicle, Chattel Mortgage is a great option.

  • Novated lease
    Novated lease

    A novated lease is an agreement between an employee, employer and the finance institution which is a cost effective way of owning a vehicle. There are significant tax benefits because the costs of the loan, all the associated costs of the car including maintenance and fuel can be deducted from your pretax income, leaving you with substantially more disposable income.

Book an appointment now to save time and money
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